Alfa Romeo insurance  - written for Proalfa by www.gocompare.com  

The Alfa Romeo brand has long been one which resonates with motoring enthusiasts. With the characteristically stunning looks and sporty driving experience of the range, along with the marque`s proud racing heritage, there`s definitely something quite special about owning one. Quite understandably, Alfa owners demand extensive car insurance cover to ensure their vehicle is well covered should the worst arise. But is it possible to get an Alfa Romeo insured without paying over the odds?

How much does it cost to insure an Alfa Romeo?                                                    

Car insurance providers base premiums on a number of risk factors. These include your driving history, personal circumstances, annual mileage and even address. They will also pay close attention to aspects of the car, like its engine capacity. 

If you are considering buying an Alfa Romeo model and wanted to get an idea of how much it will cost to insure, the Association of British Insurers` database is a good starting point. It ranks vehicles in numbers from 1-50 by how expensive they are to insure. The higher the number, the more it will cost to get covered. For instance, the 2008 model year Brera S JTS V6 FV is the most expensive Alfa Romeo to insure due to the relatively high capacity of its engine: about 3.2 litres. It ranks in Group 33.  However, the 2009 Brera JTDM diesel model is classed in Group 25 due to its lower engine size (Around 2.0 litres) and power output, despite its similar looks.

Which car insurance company should you choose?

The consumers` greatest weapon is choice, so it pays to shop around for the best deal. Price comparison websites like Gocompare.com are a great way to quickly find better deals on insuring your car. If you own a classic Alfa, you could consider a specialist insurance company that can offers policy options especially designed for classic car owners. These can include agreed valuations in case the vehicle it is written off or stolen; `laid-up` insurance to protect your Alfa Romeo against mishaps and theft if it is an ongoing restoration project. There may also be discounts available for completing advanced driving courses.

If your vehicle has received any upgrades (for example, to its suspension and performance) from a company like Watford Alfa Romeo specialist Proalfa, specialist insurance is a must. These packages may include agreed valuations so your Alfa Romeo is not subject to a market valuation in the case of a total loss, like-for-like cover on the upgrades you`ve made and discounts if you`re a member of an owners or manufacturers club.

How can you save money on Alfa Romeo car insurance?

Regardless of which company you take out a policy with, there are plenty of simple ways to keep the cost of your insurance as low as possible.Remember these golden rules...

- Keeping to a mileage limit will decrease your likelihood of being involved in an accident and make you a more attractive proposition for insurance companies.

- Fitting an alarm, immobiliser or tracking device can reduce the risk of car theft and lower premiums. And if you`ve got a garage, use it.

- Increasing your voluntary excess (what you`re required to pay towards a claim) can lower premiums. But keep it at a level you can afford!

- Try to pay in one annual lump sum as some insurers charge extra for payment by monthly instalments.

-Compare car insurance quotes  before you buy. It`s not difficult using a price comparison website. The best ones will compare deals from around 120 different companies at just a few clicks of a mouse! But remember to compare features as well as price.

And finally...Depending on the terms of your car insurance policy you may not be covered if an accident occurs as a result of your own negligence towards the upkeep of the car. You should check your policy to see under what circumstances your car insurer will pay out. By using an Alfa Romeo specialist such as Watford-based Proalfa for servicing, mechanical repairs and diagnostics you`ll have peace of mind that your Alfa is in good condition and fit for the open road.

Written for Proalfa by www.gocompare.com